Serving Miami-Dade County
Business loans in Miami: SBA, commercial real estate & financing advisory
From Brickell startups to Doral logistics firms and Wynwood developers, SMAART Loans serves Miami-Dade with bilingual loan advisory, SBA and conventional loan packaging, commercial real estate financing, and working capital advisory.
We serve Miami clients virtually and in person by appointment from our Fort Lauderdale headquarters, about 30 minutes up I-95. SMAART Loans is the loan processing division of SMAART Company; English y Español.
Miami & beyond
Areas we serve across Miami-Dade County
Who we help in Miami
Logistics & international trade
Equipment financing for fleets and warehouse assets, plus lines of credit that cover the cash gap between shipment and payment for Doral and Airport West trade businesses.
Real estate development
Commercial construction and real estate acquisition financing for Miami's condo, mixed-use and hospitality developers, structured around draw schedules and cap-rate underwriting.
Restaurants & hospitality
Equipment financing and working capital for the build-out, kitchen equipment and seasonal cash flow that Miami's restaurant and hospitality operators run on.
Professional & creative firms
SBA loans and lines of credit for Brickell and Wynwood firms scaling office space, headcount and equipment.
Most requested
Loan services Miami clients ask for most
FAQ
Miami financing questions, answered
Straight answers for Miami business owners, and a free consultation when you're ready to go deeper.
Do you have an office in Miami?
Our headquarters is in Fort Lauderdale, about 30 minutes north on I-95. We serve Miami-Dade clients virtually, secure document upload, e-signature and video consultations, plus in-person meetings by appointment.
¿Ofrecen asesoría de préstamos en español?
Sí, todo nuestro proceso de empaquetado y colocación de préstamos funciona en inglés y español, de forma remota o con cita presencial.
Can you help with financing for a commercial real estate development in Miami?
Yes. Commercial construction and real estate acquisition financing, including SBA 504 for owner-occupied property and conventional underwriting for investment property, are core services for Miami-Dade developers.
How much does loan advisory cost in Miami?
A fixed fee, quoted up front after a free consultation, scoped to the loan type and file complexity. No hourly billing.
Are you affiliated with SMAART Company's Miami-area clients in other divisions?
Yes, SMAART Loans works alongside SMAART Company's accounting and tax divisions, so a Miami client's books and financing advisory can run through one team instead of three separate vendors.
Ready to find the right capital in Miami?
Book a free consultation. We'll review your financing need, quote a fixed fee, and show you exactly which loan programs fit your business.