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SBA 7(a) & 504 Loans · Insights

SBA 7(a) & 504 Loans insights

Plain-English financing guidance on sba 7(a) & 504 loans from our loan advisors and CPAs.

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SBA 7(a) & 504 LoansEquipment FinancingBusiness Lines of CreditWorking Capital LoansInvoice Factoring & Alternative FundingCommercial Real Estate LoansCommercial Construction LoansLoan Package Preparation
SBA 7(a) vs. 504 Loans: Which One Actually Fits Your Deal
SBA 7(a) & 504 Loans
Sep 8, 2026·5 min read

SBA 7(a) vs. 504 Loans: Which One Actually Fits Your Deal

The SBA's combined 7(a) and 504 loan limit just doubled to $10 million. Here is exactly what each program is built for, what it costs to get in the door, and how to tell which one fits your deal.

SMAART Loans Team

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