SMAART LoansA division of SMAART Company
Home

Loan Services

SBA 7(a) & 504 LoansEquipment FinancingBusiness Lines of CreditWorking Capital LoansInvoice Factoring & Alternative FundingCommercial Real Estate LoansCommercial Construction LoansLoan Package Preparation

More

AboutFinancing ResourcesCareers
+1 (305) 819-3675

Commercial Construction Loans · Insights

Commercial Construction Loans insights

Plain-English financing guidance on commercial construction loans from our loan advisors and CPAs.

Explore Commercial Construction Loans
SBA 7(a) & 504 LoansEquipment FinancingBusiness Lines of CreditWorking Capital LoansInvoice Factoring & Alternative FundingCommercial Real Estate LoansCommercial Construction LoansLoan Package Preparation
Construction Loan Draw Schedules: How the Money Actually Gets Released
Commercial Construction Loans
Aug 15, 2026·4 min read

Construction Loan Draw Schedules: How the Money Actually Gets Released

A construction loan doesn't fund in one lump sum. It releases in draws tied to inspected progress, and a draw request that doesn't match the inspector's report gets reduced or rejected. Here is how the process actually runs.

SMAART Loans Team

Have a financing question we can help with?

Book a free consultation. We'll review your financing need, quote a fixed fee, and show you exactly which loan programs fit your business, no pressure.

+1 (305) 819-3675