Serving All 50 States
Virtual business loan advisory for all 50 states
Your loan advisor doesn't need a zip code anymore. SMAART Loans packages and places SBA, commercial real estate, working capital and equipment financing applications 100% online, secure document portal, e-signature, video consultations, for businesses in every U.S. state.
Fully remote by design: our loan advisory team works with SBA preferred lenders, banks and alternative funders across the country. Headquartered in Fort Lauderdale, FL, SMAART Loans is the loan processing division of SMAART Company and not a lender itself.
Nationwide & beyond
Areas we serve across All 50 States
Who we help virtually
Multi-state businesses
Working capital and lines of credit structured for businesses with revenue, payroll and operations spread across multiple states.
E-commerce & online businesses
Inventory and receivables financing, plus lines of credit, for sellers whose cash conversion cycle doesn't match a standard bank calendar.
Franchise & multi-location operators
SBA 7(a) and equipment financing for franchise acquisitions, build-outs and multi-location expansion.
Real estate investors across states
Commercial real estate and construction financing for portfolios that span multiple markets, packaged from a single virtual dashboard.
Most requested
Loan services virtual clients ask for most
FAQ
Nationwide financing questions, answered
Straight answers about how fully-remote loan advisory works, and a free consultation when you're ready.
How does 100% virtual loan packaging actually work?
You upload documents to a secure portal, we meet by video or phone, your financial statements and application are prepared and reviewed, you e-sign, and we submit to matched lenders. The entire engagement happens without an office visit.
Can you package a loan for my business if I'm not in Florida?
Yes. Our loan advisory work is not tied to a state license the way tax preparation is; we prepare and submit financing applications to banks, SBA preferred lenders and alternative funders nationwide.
Is sending my financial documents online safe?
We use an encrypted client portal for every document, never email attachments, plus e-signature for applications. It's the same security posture large firms use, without the large-firm fees.
Are you a lender if I apply virtually?
No. Wherever you're located, SMAART Loans prepares, packages and places your application with a bank, SBA preferred lender or alternative funder. We never issue the loan or guarantee approval, rate or terms.
What does virtual loan advisory cost?
The same fixed-fee model as everything we do: a free consultation, a scoped quote up front, no hourly billing. Virtual clients pay nothing extra, and save the commute.
Ready to package your loan application, from anywhere?
Book a free consultation. We'll review your financing need, quote a fixed fee, and show you exactly which loan programs fit your business.