Serving Miami-Dade County

Business loans in South Miami: SBA, equipment financing & working capital

From Sunset Drive practices to Kendall family businesses and Pinecrest property owners, SMAART Loans serves South Miami-Dade with bilingual SBA packaging, equipment financing and working capital advisory.

We serve South Miami clients 100% remotely, secure portal, e-signature, video consultations in English y Español, with in-person meetings by appointment. SMAART Loans is the loan processing division of SMAART Company.

South Miami & beyond

Areas we serve across Miami-Dade County

South MiamiKendallPinecrestPalmetto BayCutler BayCoral GablesWestchesterDadelandSunsetHomestead

Who we help in South Miami

Medical & dental practices

SBA-backed practice acquisitions and equipment financing for the practices along the South Miami hospital corridor.

Family businesses & restaurants

Working capital and equipment financing structured for the cash flow cycles of multi-generation South Dade businesses and restaurants.

Real estate & landlords

Commercial real estate loans, refinancing and bridge financing for Kendall-to-Homestead property owners and investors.

Agriculture & agribusiness

Equipment financing and working capital for the growers and distributors operating in and around Homestead.

Most requested

Loan services South Miami clients ask for most

FAQ

South Miami financing questions, answered

Straight answers for South Miami business owners, and a free consultation when you're ready to go deeper.

Do you have an office in South Miami?

Our headquarters is in Fort Lauderdale, and we serve South Miami-Dade fully remotely, secure document upload, e-signature and video consultations, plus in-person meetings by appointment. Same team, same 5.0-rated service, wherever you are.

¿Ofrecen asesoría de financiamiento en español?

Sí, todo nuestro proceso de preparación y colocación de préstamos funciona en inglés y español, de forma remota o con cita presencial.

Can you help if a lender already declined my application?

Yes, we review prior submissions, correct inconsistent documentation, and resubmit to a lender whose current appetite fits your loan type, industry and size.

How much does loan packaging cost in South Miami?

Fixed fee quoted up front after a free consultation, scoped to your loan type and file complexity. No hourly billing, no surprise add-ons.

Do you handle equipment financing for medical or restaurant equipment?

Yes, equipment financing for medical, restaurant, technology and fleet equipment is a core service, including a finance-versus-lease comparison before you commit either way.

Ready to find the right capital in South Miami?

Book a free consultation. We'll review your financing need, quote a fixed fee, and show you exactly which loan programs fit your business.

+1 (305) 819-3675