Serving Palm Beach County
Business loans in West Palm Beach: SBA, commercial real estate & financing advisory
From Clematis Street entrepreneurs to Palm Beach investors managing commercial property, SMAART Loans serves Palm Beach County with SBA and conventional loan packaging, commercial real estate financing, and working capital advisory.
We serve West Palm Beach clients 100% remotely, secure portal, e-signature, video consultations, with in-person meetings by appointment at our Fort Lauderdale headquarters, under an hour down I-95. SMAART Loans is the loan processing division of SMAART Company.
West Palm Beach & beyond
Areas we serve across Palm Beach County
Who we help in West Palm Beach
Real estate investors
Commercial real estate acquisition, refinance and bridge financing for Palm Beach County's investment property owners, structured around cap rate and net operating income.
Retail, wellness & hospitality
Equipment financing and working capital for the shops, spas and hospitality businesses that run on Palm Beach seasons.
Healthcare & professional practices
SBA loans and equipment financing for practice acquisitions and expansions across the county's physicians, advisors and attorneys.
Growing small businesses
Lines of credit and SBA microloans sized to a growing Palm Beach business's actual cash flow, not a generic underwriting checklist.
Most requested
Loan services West Palm Beach clients ask for most
FAQ
West Palm Beach financing questions, answered
Straight answers for West Palm Beach business owners, and a free consultation when you're ready to go deeper.
Do you have an office in West Palm Beach?
Our headquarters is in Fort Lauderdale, under an hour south, and we serve Palm Beach County clients fully remotely: secure document upload, e-signature and video consultations. Most clients never need to visit; in-person meetings are available by appointment.
Can you help finance a commercial property purchase in Palm Beach County?
Yes. Commercial real estate acquisition, refinance and bridge financing are core services, underwritten on cap rate and net operating income for investment property, or structured toward SBA 504 for owner-occupied purchases.
How much does loan advisory cost in West Palm Beach?
Fixed fee, quoted up front after a free consultation, whether it's a straightforward SBA application or a multi-property commercial real estate package. No hourly billing.
Are you a lender?
No. SMAART Loans prepares, packages and places financing applications with banks, SBA preferred lenders and alternative funders. We never issue the loan or guarantee approval, rate or terms ourselves.
Can you help a business that was recently declined by a bank?
Yes. A decline is often about the file, not the business. We review what was submitted, address the gaps, and often resubmit to a lender whose appetite better fits the request.
Ready to find the right capital in West Palm Beach?
Book a free consultation. We'll review your financing need, quote a fixed fee, and show you exactly which loan programs fit your business.